Phelan/Ramos Final Decision Package
California Department of Business Oversight
What it shows
The decision quotes 1992 committee analyses stating that personal, nontransferable exemptions and delegation limits were intended to effectively outlaw unlicensed escrow cooperatives.
- Authority class
- Agency adjudication quoting legislative history
- Document type
- Official administrative decision
- Archive status
- Official DFPI-hosted PDF
- What Escrowpedia preserved
- URL, quoted-record provenance, and exact PDF pins preserved.
- Completeness
- Relevant decision pages reviewed derivatively; standalone committee-analysis scans remain outstanding.
- Where to look
- Legal Conclusions 6.D–9, PDF pp. 9–12
- Used in
- FIN § 17006